PPB Licensed Escrow Protected

How AfyaX Works

A structured digital infrastructure for formalizing, streamlining, and de-risking healthcare commerce across the value chain.

For Healthcare Buyers For Suppliers
Explore the Ecosystem
The AfyaX Ecosystem

Digital Backbone of Healthcare Commerce

AfyaX integrates ERP functionality, escrow-based payments, and compliance alignment into a unified healthcare trade infrastructure.

Licensed Suppliers

PPB-verified manufacturers & distributors

Healthcare Buyers

Pharmacies, hospitals, clinics

Escrow Protection

Funds secured until delivery

Compliance Ready

Audit trails & PPB alignment

Why AfyaX Is Different

Integrated ERP + Marketplace

Unified inventory management, order processing, and financial settlement in one ecosystem.

Escrow-Based Transactions

Funds locked at order placement, released only upon delivery confirmation.

Regulatory Alignment

Built-in PPB licensing verification and product traceability for compliance.

Commission Growth Architecture

Structured incentive layer for agents and ecosystem expansion.

The Transaction Lifecycle

How Transactions Flow

Structured, traceable, and financially secured transactions

1
Wallet Funding
Buyer funds wallet
2
Order & Escrow
Funds locked
3
Seller Approval
Order confirmed
4
Fulfillment
Dispatch & tracking
5
Delivery Confirmation
Buyer confirms receipt
6
Settlement
Funds released to seller

How Escrow Protection Works

Every AfyaX transaction follows a simple but powerful rule: operational verification precedes financial settlement.

  • Buyer funds wallet
  • Funds locked in escrow at order
  • Seller fulfills with confidence
  • Buyer confirms delivery
  • Funds released automatically
  • Commission distributed
For Healthcare Buyers

Source Medical Supplies with Confidence

Pharmacies, hospitals, and clinics - access verified suppliers with payment protection

1

Register & Verify

Create your account and complete PPB license verification. Submit facility registration and professional credentials.

PPB Licensed Required
2

Fund Your Wallet

Add funds to your AfyaX wallet. Maintain control of your liquidity before committing to orders.

Real-time Balance
3

Order & Track

Browse verified suppliers, place orders, and track fulfillment in real-time with escrow protection.

Escrow Protected
4

Confirm & Complete

Confirm delivery to release funds. Transactions are permanently recorded for audit and compliance.

Audit Trail

Buyer Benefits

Zero Counterparty Risk

Funds secured in escrow until delivery confirmation eliminates payment risk.

Verified Suppliers Only

All suppliers are PPB-licensed and verified before onboarding.

Real-time Tracking

Complete visibility from order placement to delivery confirmation.

Compliance Ready

Digital audit trails for all transactions - ready for regulatory review.

Start Buying
For Suppliers

Sell to Healthcare Providers with Confidence

Manufacturers, wholesalers, and distributors - access a structured marketplace with payment assurance

Apply & Verify

Submit your business credentials, PPB license, and facility registration. Our team verifies within 1-2 days.

  • KRA PIN & registration
  • PPB license verification
  • Health professional credentials

Upload Products

List your medical supplies and pharmaceuticals with detailed specifications, pricing, and stock levels.

  • Product catalog management
  • Stock tracking
  • Price configuration

Fulfill & Get Paid

Receive orders with confidence - funds are secured in escrow before you dispatch. Settlement upon delivery confirmation.

  • Zero credit risk
  • Automated settlement
  • Real-time payment visibility

Ready to Grow Your Healthcare Business?

Join Kenya's trusted healthcare commerce infrastructure. Reach verified buyers, eliminate payment risk, and scale your business with structured growth tools.

Payment Assurance
Funds secured before fulfillment
Verified Buyer Network
Access licensed healthcare providers
ERP Integration
Manage inventory & orders
Growth Analytics
Data-driven insights

Supplier Success

100%

Payment Success Rate

0%

Bad Debt Exposure

Start Selling
For Agents

Earn Through Ecosystem Growth

AfyaX incorporates a structured commission architecture that supports ecosystem growth through agent networks.

Facilitate Onboarding

Help buyers and sellers join the ecosystem and earn commission on their transactions.

Track Performance

Access real-time dashboards showing your commission earnings and transaction history.

Automated Commission

Commissions calculated and distributed automatically based on verified transaction flows.

Become an Agent

Commission Structure

Buyer Referral 1.5%
Seller Referral 2.5%
Transaction Facilitation Up to 5%

*Commissions are programmatically integrated into transaction data flows for transparent, auditable calculations.

Trust & Compliance

Built for Regulated Healthcare Trade

Every transaction is structured, traceable, and compliance-aligned

Licensed Participants

All buyers and sellers undergo PPB license verification before joining the ecosystem.

Digital Audit Trails

Every action timestamped and recorded - from wallet funding to settlement confirmation.

Product-Level Controls

Regulated products are tagged and visibility controlled based on buyer credentials.

Regulatory Alignment

AfyaX is architected to support compliance with Pharmacy and Poisons Board (PPB) requirements, including licensing verification, product traceability, and transaction record-keeping.

Common Questions

Frequently Asked Questions

Get answers to common questions about using AfyaX

AfyaX's escrow system protects both buyers and sellers:

  1. Buyer funds wallet - Money is loaded into the buyer's AfyaX wallet
  2. Order placement locks funds - When an order is placed, equivalent funds are moved to escrow
  3. Seller fulfills with confidence - Seller sees secured funds and fulfills the order
  4. Delivery confirmation triggers release - Buyer confirms receipt, funds released to seller
  5. Commission automatically distributed - Agent commissions calculated and paid

This eliminates counterparty risk and ensures payment assurance for all parties.

Healthcare buyers must provide:

  • Business registration certificate
  • PPB Facility Registration Number
  • PPB License Number
  • Superintendent/Health professional license
  • KRA PIN

Verification typically takes 1-2 business days.

Suppliers (manufacturers, wholesalers, distributors) must provide:

  • Certificate of incorporation/business registration
  • Valid KRA PIN
  • PPB Registration Number and License
  • Active PPB License Status
  • Licensed health professional credentials within the company

After initial verification, you'll receive access to create your seller portal and upload products.

AfyaX provides end-to-end order tracking:

  • Real-time order status (placed, approved, dispatched, delivered)
  • Escrow status visibility (locked, pending release, settled)
  • Dispatch confirmation with timestamps
  • Delivery confirmation workflow

Buyers confirm delivery to trigger settlement, creating a verifiable audit trail.

AfyaX has a structured dispute resolution process:

  1. Escrow funds are temporarily restricted
  2. Administrative review process is initiated
  3. All transaction data (timestamps, confirmations, logs) is accessible
  4. Resolution outcomes are documented and final

This ensures neutrality and prevents premature settlement in contested transactions.

Have More Questions?

Ready to Transform Your Healthcare Commerce?

Join licensed healthcare providers and suppliers on Africa's trusted digital healthcare trade infrastructure.

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